Deepen Patel at Guaranteed Rate located in Princeton,NJ.No one wants a mortgage, or debt as a matter of fact. However, debt can be managed responsibly without it being a burden on your life. Using a mortgage, debt, leverage, margin, whatever you want to call it to your advantage can help build your net worth. There are literally hundreds of ways to structure a mortgage. Using the right mortgage product for you and your needs can help drive up your net worth if done the right way. Housing is one of the biggest decisions as well. Working with me, we can ensure peace of mind when those decisions are being made during the home buying process.