I am Hari Garhwal, based in San Francisco, California. I am a co-founder of Garhwal, Chan & Williams, a CPA firm and Wealth Manager. At our firm, I work with a team of talented, mutually supportive, exceptionally ethical, creative, visionary people, and our firm is an extended family to all of us. At Garhwal, Chan and Williams Inc., we spare no efforts to develop thoughtful strategies. Then, we execute those we believe will result in the highest possible return for our clients. This careful balance has long demonstrated our character, culture of responsiveness and service, humility, leadership, and dedication to lifelong learning. Our investment philosophy, which aligns closely with that of Dimensional Fund Advisors (DFA), involves building globally diversified portfolios across various asset classes while taking selective risks that are consistent with client objectives.