My name is Karamjit Kaur. I am an agent licensed to sell insurance through New York Life Insurance Company. Some friends call me Karam. I?ve lived in Charlotte since 1995. I had been in the retail business since then. In 2003 we bought our own convenience store and worked very hard to make it successful. I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.